Architectural hall of stone and brass

Cush Core

AI-native core banking for Africa.

Licensed to banks, payment companies and governments. The same stack that powers Cush Payments, under your brand.

Your brand

Issue accounts, cards, loans and payments in your own name.

~$1 / customer / month

A simple per-customer price, wherever you operate.

Multi-entity

One platform across companies, countries and currencies.

How it is built

Four layers. One system.

Many African institutions stitch together a European core, a payments hub and a wallet vendor. Cush Core is one system, from the account through to African payment networks.

Layer 02

Orchestration

Cush Core is AI-native. Agents score risk in flight, select the cheapest viable rail, reconcile exceptions, and handle first-line operations. Policy stays with you.

  • Multi-rail routing against cost and success rate
  • In-flight risk scoring and AML orchestration
  • Automated reconciliation and exception handling

What you can offer

Products on Cush Core.

Accounts & savings

Current and savings accounts in your brand. Every balance posts to the ledger.

Cards

Issue and manage cards linked to platform accounts, with full transaction visibility.

Loans

Personal and secured lending, with terms and approval policy you set.

Payments & remittance

The corridors that power Cush Payments, available as a product you can offer.

Onboarding & KYC

Identity, screening, and a guided application journey — ready on day one.

Embedded APIs

Interfaces so partners can embed accounts and payouts inside their own products.

Connections

Money in from the UK, Europe and the US. Money out on African networks.

  • Faster Payments

    United Kingdom

  • SEPA

    Europe

  • Fedwire / ACH

    United States

  • SWIFT

    International

  • PAPSS

    Pan-African

  • GHIPSS

    Ghana

  • Mobile money

    Last mile

Pound and cedi on a dark desk

Compliance

Built to be examined.

Identity checks, anti-money-laundering, and transaction monitoring are in the design. Ready for Bank of Ghana sandbox work and licences in more than one country. Every payment is recorded. Every decision can be replayed.

  • Permanent payment record
  • AI that follows your rules
  • Books across companies
  • Ready for a regulator sandbox

Bring your institution onto the platform.

Tell us what you want to offer. We will walk through the stack with you.